Debt Purchasing: Dyck-O’Neal, Inc. has a unique portfolio acquisition model that has been developed since 1988.  We purchase charged-off loans, take title of the accounts, cover 100% of the acquisition costs, and return a percentage of gross collections to our clients.

Contingency Collections: We are also experienced at collecting loans without taking legal ownership of the accounts.  In these contracts, we receive a percentage of the collections we recover on behalf of our clients.

Servicing: We are proficient in loss mitigation alternatives such as delinquency monitoring, short sales, and loan modifications.