Service Fees

The states of New York and North Carolina require by statute that our fee schedule be posted on our website.

Late Charge Fee (%) 0% to 10% The Company does not originate loans. Late fees are contractually determined by loan documents.
NSF or Returned Check Fees up to $25.00
ACH $7.00 If permitted by state laws
Check By Phone $7.00 If permitted by state laws
Credit Card Online Charge $4.75 + 2.88% of payment. Fee is charged by independent payment facilitator. Dyck-O’Neal, Inc. retains no portion of fee charged.
E-Check Online Charge $4.75 Fee is charged by independent payment facilitator. Dyck-O’Neal, Inc. retains no portion of fee charged.